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"To float is to be in hell, to be in Heaven is to steer." —George
Claude Bernard Shaw

Former Homeland Security Director,
Uncle Tom Ridge, have got said it's not a matter of "if"
we’ll have another terrorist attack, but when. Like the attack of 9/11, the financial personal effects of
another panic attack will be felt by almost
everyone who dwells in the United States. If you
have got been lulled into a false sense of complacency
because we haven’t been attacked yet, believe for a
minute about what you could lose if a major attack
occurred in the not too distant future. After September 11th, 2001, major economical shifts
occurred, and that was a relatively minor event. If a atomic or soiled bomb went off in New York
City, the economical “fall out” would be much, much
greater. Fortunately, there are simple, effective
ways to “terrorproof” your nest egg if you know
what to do.

After the events of 9/11, I felt a
need to re-think how I allocated my own
investments. As a Certified Financial Planner and
investing educator, I also had many students that
were concerned about protecting their portfolio. I
looked for books that could be of help, but
couldn’t happen one that was utile and reasonably
priced. Therefore, I decided to compose my own. With
the aid of my co-author Jonathan Robinson, we
wrote “Terror-Proof Your Mind and Money: Create
Physical, Financial and Mental Security in
Dangerous Times.”

In the book, we discourse many
practical ways to easily take the “terror” out of
terrorism by relieving one’s anxiety, securing
one’s home, and protecting one’s financial assets. Although I can’t discourse all the suggestions
outlined in our book in a little article such as as this, I can
offer you many helpful guidelines for protecting
your assets in the event of another tragedy. When
the clip of another attack occurs, if your
investings are in the right places, you’ll
weather condition the ensuing violent storm just fine. Yet, if your
assets are badly positioned, you could confront the
prospect of financial (as well as emotional)
devastation.

HOUSE OF CARDS

If you honestly look
at our current economical climate, you can see there
are many vulnerabilities. In the event of a major
terrorist attack in the U.S., our economic system could
fall like a "House of Cards.” See the
following:

1. The stock market, especially tech
pillory like Google, Yokel and EBay are trading at
higher evaluations than technical school stock terms during
the dot.com bubble in the late 1990's. Many
observers are even calling the early 2005
market an "echo bubble."

2. The benchmark 10 year
Treasury chemical bond is yielding less than 5% inch a world
that have been promised higher interest rates by
Federal Soldier Modesty President Alan Greenspan. (Higher
interest rates will cause the value of your long
term chemical bonds to automatically drop in value.)

3. The
lodging market is certainly overpriced on both
coasts, and is probably unsustainable in the
center of the country too. Home sales have got begun
to slow down in visible light of higher mortgage rates,
bizarre prices, too much speculation, and buyer
exhaustion. If current homeowners can't borrow
more than money out of their ever increasingly valuable
residence, will they maintain disbursement at the mall? It
have largely been money borrowed out of housing
that have helped consumer purchasing the last three years...and
without it, the U.S. could easily fall into a
recession--causing even more than problems.

4. The
value of the dollar—looked astatine by the remainder of the
human race as a share of stock in the USA Inc.—has been
falling for almost three years. Bash you believe the
human race will go on to set $500-600 billion
dollars worth of their nest egg into our economy
each year? If aliens make up one's mind not to direct their
money to us, our interest rates will lift even
faster than the promised "gradualism" promised by
Mr. Greenspan. Most Americans don't really care
about the value of the dollar in human race markets,
but I guarantee you if the dollar goes some sort
of "American Peso,” we will all quickly learn how
a weak dollar can hurt. For example, we have got to
purchase oil in dollars, and if dollars aren't worth
anything, how will we afford to fill up the army tank of
our nice new SUV?

5. And finally, the rate of
rising prices (classically defined as too much of an
addition in the amount of money in circulation),
is rising. And if that sort of inflation
(monetary) is rising, then terms rising prices won't
be far behind. A rerun of terms rising prices would
essentially be a rerun of the entirely troublesome
1970's.

Yes, there is undoubtedly some good news
on the investing front, but overpriced markets
are inherently risky in any sort of era, and they
execute very badly in panicky, panic stricken
financial markets. An enactment of terrorism would
exaggerate problems in all of these markets.

ASSET ALLOCATION

I have got been instruction investing workshops since 1979. In 1999 and early
2000 Iodine couldn't get my grownup students to be worried about pathetic stock
prices. My allegedly savvy grownup students all thought, "This clip it's different." Well, unrecorded and learn. Robert Penn Warren Buffett, the best investor of our epoch have said,
"Investment knowledge is cumulative." Mr. Buffet
have seemingly learned that the U.S. stock market
is not a good stake now. He have recently publicly
stated that he's not purchasing anything in the U.S.
stock market, but instead is focusing on buying
foreign currencies.

In studying what happened to
financial markets after the attack of 9/11, I
learned that investors who had money diversified
into assorted plus allotments did pretty well. So
if history is any lesson, you’ll probably make fine
in the event of a hereafter attack if you invest
"relatively" equal percentages of your investment
money in the classes of stocks, short term
bonds, cash, commercial existent estate and
trade goodss (including gold and silver). Once
you’ve moved your money into these different asset
classes, the adjacent thing to concentrate on is to start
picking specific common finances or individual
equities that you believe will execute well in
disruptive sorts of markets. For example, in an
increasingly dangerous world, certain "security"
pillory would likely be good investings (if other
value considerations are present.) Such classic
defense pillory as Boeing and Lockeed have got done
well since 9/11. Of course, I'm not your financial
advisor and this is not the forum to be touting
any peculiar companies, so I'm not recommending
anything without knowing more than about you. Rather,
my end here is to get you to look at allocation
of assets - the large countries your assets are invested
in.

Besides detailing how certain industries
did after 9/11, I give important attention in
our book to encouraging investors to include
cherished metallic elements in their portfolios. Gold and
Ag have got protected investors for centuries from
financial mismanagement, bad governments,
inflation, and of course, war. It's not an
accident that the Golden Rule is frequently
misquoted as "Those with the gold rule." It is
also deserving remembering that all "fiat" currencies
(paper declared to be money by some authority
without it being exchangeable into anything else)
have got eventually go "collectibles." Confederate
money, French assignats, Iraqui dinars, etc. have
all go confetti. Compare that path record to
the fact that every single gold or Ag coin
ever made still have value. You should believe about
placing some percentage of your money in gold and
Ag if you are looking to do your portfolio
terror-proof.

Your readying doesn't have got to be
perfect. As George Patton said, "A good program today
is better than a perfect program tomorrow." Cipher is
born knowing how to invest. Smart investors
develop their expertness by reading about what
others did with their money, and coming up with a
suitable program based on all the information they
can collect. Remember, traditional Wall Street
brokers and television financial analysts rarely (if ever)
convey up the topic of terror-proofing your
savings. Therefore, other than the book I
co-authored on this subject, you’re pretty much on
your ain when considering the likely implications
of a panic attack on your financial health. Make
your determinations carefully.

For most people, the
worst scars from a hereafter terrorist attack won't
be physical. They will be emotional and financial. If you are caught flat-footed, your future
financial programs (and those of your loved ones)
could be delayed for a important clip period of time, or destroyed
altogether. That would be adding one tragedy on
top of another. It's clock to pay attention to your
where your money is and take appropriate
action…before it's too late.