Tuesday, April 24, 2007

No Load Life Insurance Quote - How to Get a Cheap Rate

With no load life insurance, you get the benefits of a whole life insurance policy but at a lower cost. Here's how to get a cheap no load life insurance quote.

No Load Life Insurance

No load life insurance, also called low load life insurance, is a whole life policy with few or no annual fees. You can buy no load life insurance from professionally licensed insurance advisors and brokers, and sometimes even directly from an insurance company. Your bank or financial brokerage might also offer no load insurance policies.

Cheap No Load Life Insurance Quotes

The best way to get a good no load life insurance quote with a cheap rate is to take advantage of the power of the Internet. The Internet can help you quickly get quotes from multiple companies so you can compare them and find the best no load life insurance quote for your needs.

All you need to do is complete a form on an insurance website. The form will ask for information such as ...

* Your contact information

* Your medical history

* How much insurance you want

The website will then search for insurance companies that match your needs and provide you with free quotes from multiple A-rated companies. The best insurance websites also have insurance professionals on hand to answer your questions and help you get the best rate on your no load life insurance. (See link below.)

To get the best rate on your no load life insurance quote, be sure you answer the questions on the online form as accurately and completely as possible.

The insurance company may require you to have a physical or submit medical records so they can make sure you are in good health and don't have any pre-existing conditions. If you do need to have a physical, schedule it for the morning, when your blood pressure and cholesterol counts will be lower.

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