Sunday, June 08, 2008

Insurance 101 - Undermining America for the Good of Americans

Insurance is like a myth. From one small seed of truth, a fairy tale the size of 1000 giant redwoods have sprung up. World is blocked from view. Surely, you’ve noticed all the giant, sequoia-like augmentings are owned by banks and insurance companies. Where make they get all that money? How much money do the executive directors make? Who pays for it all? Catch a mirror. “Magic mirror on the wall, who’s the biggest chump of them all? What’s that you said? The Masses!”

Insurance is yet another unquestioned societal reflex. You just purchase it. You must. The banker take a firm stands you have got to purchase insurance or you don’t get the loan. Your authorities orders you to purchase auto insurance at any cost. Hence, it must be really good for you. Hell, why not stock up on some of the non-mandated insurances as well? You can’t have got too much of a good thing. Can you?

Somewhere in the dark, cloudy corners of our heads we conceal our thoughts. Like The Emperor’s New Clothes, no 1 shouts out, “But helium have nil on!” Oregon “Hey, this is just bullshit!” You are not alone in the darkness. We all think it. So you are no longer scared to speak, here are some of those secret ideas voiced out loud for the first time:

1) If I talk out against insurance, I will be jinxed. My home will surely fire to the land and I will look like a moron.

2) If I talk out against insurance, some pecker-head who heard me will have got an accident and litigate me because folks are not responsible for their ain choices.

3) Insurance is betting against myself. Why would I wager against me?

4) If insurance companies must charge such as high insurance premiums because they’re losing so much in payouts, how make they afford all those large buildings?

5) What make insurance companies sell? Air? Promises they mean to deny via small print? Contracts? Wouldn’t Iodine rather purchase an IHOP franchise with that money?

6) If authorities stands for the people, why make they make me, a people, a criminal when I cannot afford auto insurance to get to work and provender my family?

7) How much in dollars and fringe benefits do insurance lobbyists set into the pockets of politicians?

8) Make I really need trip-cancellation insurance? Why would I purchase a dreaming trip, and then wager on my canceling it at the last moment?

9) If I set all the money I pass on insurance into the bank or toward edifice success, how much money would I have got got for coping with my problems on my ain terms?

10) If I purchase the drawn-out warranty, will I retrieve I have it or be able to happen it when my widget explodes?

11) Shouldn’t companies do quality widgets that last three old age in the first place?

12) And finally, did Jennifer Lopez really see herself for 100s of billions of dollars? What? She is already rich. The agent who sold this policy is phenomenal.

Yes, we all cognize the system is manner out of hand! The incrimination lies with insurance companies, avaricious bankers, spineless politicians and with the Multitude unquestioningly supporting these absurdities. Every frivolous lawsuit supplies authorities an alibi for mandating people be protected from themselves via costly insurances and remotion of individual freedoms.

Before long, we will be required to carry Coffee-Burn riders on auto insurance and Cell- Phone–Earring-Tear supplements on HMOs. These years Sleeping Beauty would have got sued the palace proprietor (a.k.a. Dad) for that asshole on the finger, lost wages from the comatoseness and for injury from the scar. Uninsured sewing needles would be outlawed throughout the kingdom.

With a system this out of control, how make you protect yourself? You cut the fat. Discontinue betting against yourself. Think about all those different types of insurance. Stop purchasing out of automatic and make up one's mind for yourself what you can kick to the curb. See the assortment out there and what you truly must have.

Life Insurance is for betting you will decease such as a also-ran that you can’t wage for your ain funeral or go forth your children any inheritance. Extra Car Insurance–How much you betting that you will crash? Not to mention, homeowner’s, mortgage, trip cancellation, emergency evacuation, unemployment, boat, credit card, business interruption, earthquake, disability, dental, smoker, expatriate, back pack traveler, wintertime sports, flood, guarantee and wellness insurance. The listing travels on.

Here is a new memorial to the ludicrous: Terrorist Insurance. It’s even pushed at Art Gallery Owner’s inch scattered communities of the Northern Great Plains. And, why not? No uncertainty Osama is crouching in an Afghani cave right now, plotting to free the human race of those pesky Remmington Cowboy bronzes.

Insurance agents feed upon these new fearfulnesses like serpents on hurt mice. Apparently, companies desire to terrorize you into purchasing coverage. Another possibility is a Rebel scud aimed for Saddle Horse Mount Rushmore may sweep into a Canada Goose and travel askew. It sucks when this happens! No uncertainty your caprine animal spread in Chug Water, Equality State is in distinguished danger from this likely concatenation of events. Perhaps, you should add a specific ‘Unpasteurized-Cheese Addendum’ to your Terrorist Policy. Call your agent today and inquire them. See if they will sell you one.

The likelihood of you dying of a mosquito bite are better than the likelihood you will decease at the custody of a terrorist. Well, crap! The authorities better allow companies to necessitate we all carry Mosquito Insurance. Maybe you can get a DEET discount! Better still; why not turn over all our annoying responsibility, like freedom and privacy, to the Feds. Then good ol’ Uncle Surface-To-Air Missile can protect citizens from the winged threats that stalk our very souls.

Congress could raise taxes to fund Bug Inspectors. Their occupation would be to comb through your private life, home and property looking for freestanding water. They would not look for anything else (roll eyes here). Still cancer and glaucoma patients might desire to maintain the baggies away from the birdbath.

Speaking of cancer, the Air Military Unit could spray us all from above with a perfectly “safe” mixture of insect powders called Agent Tan. Coincidently, that twenty-four hours your governor holidays far away. Are there anybody in his or her right head who would elect an insurance salesman to public office? Of course, both politicians and insurance companies are selling you hot air, so perhaps it is a lucifer made in H…

A very few insurances are deserving buying, such as as liability insurance for cars and existent estate. Once you have got something to lose, it’s A certain stake some lazy troll with an entitlement-mentality volition seek to litigate you. In this case, you desire the giants on your side. Insurance companies supply lawyers to run wicked small trolls back under their bridges.

Insurance terms in America are out of control. The broad range of insurance the bureaucratism would have got us believe we cannot unrecorded without is genuinely insulting. Buying all the coverage companies would have got you believe you need waste materials thousands of your dollars each year. Look over policies and eliminate what you can. Insurance is just legalized gambling. If you are betting against yourself, how can you take a gamble on yourself? Prosecute your dreamings instead!


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